The Best Credit Cards for Shopping on Black Friday
Black Friday is one of the most anticipated shopping events of the year, when consumers flock to stores in search of the best deals on everything from electronics to clothing. If you’re planning to take advantage of the sales this year, you might want to consider applying for one of the best credit cards for shopping on Black Friday.
Why should you consider using a credit card for your Black Friday shopping? There are several advantages to using a credit card instead of cash or debit:
- Rewards and Cash Back: Many credit cards offer rewards programs or cash back on purchases, so you can earn points or money back as you shop.
- Consumer Protection: Credit cards often provide better consumer protection than cash or debit. If there’s a problem with your purchase, such as a defective product or fraudulent charge, you can dispute it with your credit card company.
- Extended Warranty: Some credit cards offer extended warranties on purchases, providing additional peace of mind.
- Price Protection: Certain credit cards offer price protection, which means if the price of an item drops within a certain time frame after your purchase, you can request a refund of the difference.
With these advantages in mind, let’s take a look at some of the best credit cards for shopping on Black Friday:
1. Amazon Prime Visa Signature Card
For avid Amazon shoppers, the Amazon Prime Visa Signature Card offers excellent rewards. Cardholders can earn 5% cash back at Amazon.com and Whole Foods Market, 2% cash back at restaurants, gas stations, and drugstores, and 1% cash back on all other purchases. The card also comes with no annual fee and no foreign transaction fees.
2. Chase Freedom Unlimited
With the Chase Freedom Unlimited card, you can earn 1.5% cash back on every purchase, with no limit. There’s also an intro APR offer of 0% for the first 15 months, making it a great option if you plan to pay off your Black Friday purchases over time.
3. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card offers straightforward rewards for travel and everyday spending. Cardholders earn 2x miles on every purchase, with the flexibility to redeem those miles for travel expenses or transfer them to partner loyalty programs. The card also comes with a generous sign-up bonus.
4. Citi Double Cash Card
The Citi Double Cash Card is a simple and straightforward cash back credit card. Cardholders can earn 2% cash back on every purchase – 1% when you buy and 1% when you pay. There’s no annual fee, and you can even convert your cash back to Citi ThankYou Points if you have another eligible Citi card.
5. Discover it Cash Back
The Discover it Cash Back card offers rotating 5% cash back categories that change each quarter, along with 1% cash back on all other purchases. Additionally, Discover will match the cash back you earn at the end of your first year, effectively doubling your rewards. This card also has no annual fee.
Final Thoughts
When it comes to shopping on Black Friday, having the right credit card can make a big difference. The best credit cards for Black Friday shopping offer rewards, consumer protection, and other benefits that can enhance your shopping experience. Consider applying for one of these cards before you head out to take advantage of the year’s biggest shopping event.
